Combined $25,000 minimum outstanding loan balances from all of your Regions personal installment loans, lines of credit, equity lines of credit, equity loans, direct loans and credit cards in good standing 5 You must be at least 18 years of age to use Regions Bill Pay or Zelle®. Debit Cards & Using ATMs Debit Card $0.00/yr Regions Cashback Rewards This account includes 'Regions Cashback Rewards' to put money back into your account based on your debit card usage at participating retailers. That’s because this checking account earns interest at the lowest rate possible while still allowing Regions Bank to say that the account does technically earn interest. Enrollment in Online Banking requires eligible Regions accounts. Monthly account fees for the 16 no interest checking accounts we evaluated range from $0 to $15, and only two checking accounts have fees that cannot be waived. Regions Bank review from Fort Myers, Florida with 15 Comments: We have had a checking account for over thirty years,, this month We recieved a $10.00 fee because our balance went below a … Rates are determined based on where you live within our service area. Please note Regions determines the free checks based on when they are presented for payment not when they are written. $1,500 average monthly balance Banking products are provided by Regions Bank, 1900 5th Avenue North, Birmingham, AL 35203. OR $(function () { OR Fees may apply to certain products or services available through Online Banking. 11 No Monthly Fee with: 10 Regions card purchases (debit or credit) per statement cycle OTHERWISE $8 per month with Online Statements (optional standard paper statements available for $2 a month) The other 3 types of checking have fees that are higher than $8. The Interest Rate and Annual Percentage Yield (APY) are accurate as of: 12/19/2020 All Rights Reserved. To enroll in Online Banking for business accounts, you must have either a Social Security or Tax Identification Number. Investments, Annuities and Insurance Products. New to online banking? Can I use Quicken or QuickBooks with Online Banking? The privacy policies and security at the linked website may differ from Regions’ privacy and security policies and procedures. Our service area includes the following states: Alabama, Arkansas, Florida, Georgia,Iowa, Illinois, Kentucky, Louisiana, Mississippi, Missouri, North Carolina, South Carolina, Texas and Tennessee. Log in to your Regions online banking account to securely access and manage accounts, pay bills, transfer money and more. You’re about to leave Regions to use an external site. You must have a valid Social Security Number or Tax Identification Number in order to enroll in Regions Online Banking. Standard bulk delivery is included in the price. Additional statement options are available, fees may apply. To qualify for the Monthly Fee with Online Statements, you must be a Regions Online Banking customer who receives only Online Statements for this account. Please refer to the Personal Checking, Money Market, Savings, Time Deposit & IRA Accounts. Investments, Annuities and Insurance Products, change zip code to find rates in a different area, 1900 5th Avenue North, Birmingham, AL 35203, Natural Resources & Real Estate Management, What to Do With Your 401(k) Retirement Plan, Happy in Retirement: 6 Tips for Staying Active. 4 Learn about the benefits of a Chase checking account online. This fee has been temporarily discontinued pending system modifications. Order via Online Banking, visit your local branch or call 1-800-734-4667. $11 with paper statements (without check images), $5 with online statements $('[data-regions-modal="dialog-container"][data-regions-modal-id="zip-search"]').Regions_Modal(); How can I change my Online ID & Password? Regions, the Regions logo and the LifeGreen bike are registered trademarks of Regions Bank. Regions Bank LifeGreen Checking Fees MONTHLY FEE $8 MIN BALANCE TO AVOID MONTHLY FEE $1500 OTHER WAYS TO AVOID MONTHLY FEE Sign up for ACH direct deposit, such as a recurring payroll or government benefit deposit, to your LifeGreen Checking account (at least one of $500 or more, or a combined amount of $1,000) Please note that your account statement only shows ending posted balances and an average balance reflected by those ending posted balances. Earn rewards through the Regions Cashback Rewards® program with your Regions Visa CheckCard and Online Banking, With this interest-bearing checking account, you can get a Premium Money Market as long as your LifeGreen Preferred Checking account remains open Find out if it's worth opening up an account with this bank. 50% discount on one Safe Deposit Box with an additional 10% discount for auto debit How do I manage my Regions personal checking account? However, many of our checking accounts offer steps you can take to avoid being assessed a monthly fee, such as maintaining a minimum balance or signing up for direct deposit. What information do I need to open an account online? Enter your zip code to view your local rates* Please see our Coronavirus Response page for other ways we can serve you. You must be at least 18 years of age to use Regions Bill Pay or Zelle®. Customer information provided in order to set up this appointment will not be used to update any customer records, and this information will only be used to service this appointment. Monthly fees cover the cost of maintaining your checking account and providing account features and services. © 2020 Regions Bank. Please note that your account statement only shows ending posted balances and an average balance reflected by those ending posted balances. To qualify for combined balances in relation to the monthly fee waiver, the primary (person listed first on the account) or secondary (person listed second on the account) owner of the checking account must be the primary or secondary owner of the related deposit accounts. The Interest Rate and Annual Percentage Yield (APY) are accurate as of: 12/19/2020. Regions does not monitor the linked website and has no responsibility whatsoever for or control over the content, services or products provided on the linked website. 8 Opening deposit is $50 if opened online or $5 at a bank. }); Article, Content Type: The eAccess account is designed for customers who do most of their banking electronically, and provides processing at no charge for first 3 checks per month, with a $.50 fee for each additional check. What items do I need to apply for a checking account online? You can try another zip code LifeGreen Checking: Avoid the $8 fee when you complete one of the following: $1,500 average monthly balance; ACH direct deposit, such as a recurring payroll or government benefit deposit, to your LifeGreen Checking account (at least one of $500 or more, or a combined amount of $1,000). The LifeGreen color is a trademark of Regions Bank. Learn how Regions Bank is rated and compare its account fees, customer reviews, and latest bank accounts interest rates. 7, ACH direct deposit, such as a recurring payroll or government benefit deposit, to your 62+ LifeGreen Checking account (at least one of $300 or more, or a combined amount of $1,000) There is no annual fee for this card. The Regions Bank LifeGreen Checking Account charges a $10 monthly fee. Our service area includes the following states: Alabama, Arkansas, Florida, Georgia,Iowa, Illinois, Kentucky, Louisiana, Mississippi, Missouri, North Carolina, South Carolina, Texas and Tennessee. The privacy policies and security at the linked website may differ from Regions' privacy and security policies and procedures. The accounts on this list have no monthly maintenance fee or make it easy to qualify for a fee waiver—and if you manage your account well, you'll avoid other pesky fees, too. 1 ATM fees charged by owners/operators of non-Regions ATMs may apply. We're sorry [zip-code] is outside of our service area How to Avoid Monthly Fees LifeGreen Business Simple Checking: $5, can be waived with at least $500 in Regions Business CheckCard and/or Business Credit Card purchases The bank requires an adult to link an account to the teen's checking account. 11 You should consult privacy disclosures at the linked website for further information. 10 in your 62+ LifeGreen Checking account, $8 with online statements To receive this bonus, sign-up for a LifeGreen Checking Account by June 28, 2019. make 10 purchases with a Regions Visa check card and set up direct deposit worth at least $500 into your account within 60 days. The LifeGreen color is a trademark of Regions Bank. The privacy policies and security at the linked website may differ from Regions’ privacy and security policies and procedures. All Rights Reserved. Close this modal You have direct deposit and want unlimited check writing. 1 Select up to 4 accounts to compare All fields in this section are required One applies only to ages 62+, one applies only to students, and one has a $5 non-waive-able fee, leaving three. If you plan to move within our service area, consider a mortgage or any of our other products that can meet your needs in your LifeGreen Checking account Relationship rates on most CDs for customers who meet the Relationship requirements Mobile Deposit may be subject to applicable fees. If you set up automated monthly transfers from your checking into this savings, you will earn a 1% annual savings bonus (up to $100/year). You will, however, have to own a Regions checking account to open a LifeGreen Savings account and meet a minimum opening deposit requirement. Enroll today. Why was I charged a monthly fee for my checking account? How do I change the type of checking account that I have? 9. If your account is charged a fee for a transaction at a non-Regions ATM, please visit a branch to provide your Military ID or, if there are no branches where you are deployed, call 1-855-REG-4MIL (734-4645). $0.00/yr Non-affiliated ATM Usage Fee There is a $3.00 fee each time you use a non-affiliated ATM after 2 uses per statement cycle. Earn rewards through the Regions Cashback Rewards® program with your Regions Visa CheckCard and Online Banking, With this student checking account, you can get a Regions LifeGreen Savings Account Of the three, the eAccess Account is the easiest to waive the fee on, given the requirements of this bonus, though the LifeGreen Checking account will also work. Planning to Retire Early? However, many of our checking accounts offer steps you can take to avoid being assessed a monthly fee, such as maintaining a minimum balance or signing up for direct deposit. Enrollment in Online Banking with Bill Pay requires eligible Regions accounts. Regions Bank provides a one-time refund of the paid overdraft or returned-item fee for the first overdraft or returned item that occurs after you open a checking account. LifeGreen eAccess Account: You do most of your banking online, with little check writing. LifeGreen Preferred Checking® Interest Rates Relationship rates on most CDs for customers who meet the Relationship requirements To enroll in Online Banking, visit the Regions Online Banking page at regions.com and complete the enrollment process. Monthly fees only avoidable with a minimum direct deposit of at least $500 each month or a combined monthly deposit of $1,000. Customer information provided in order to set up this appointment will not be used to update any customer records, and this information will only be used to service this appointment. We will notify you before the fee is reinstated. Opening deposit is $50 if opened online or $5 at a bank. Coronavirus (COVID-19) Information: Your health and safety is our top priority. For instance, Regions Bank waives the monthly service fee for those generating $500 or more in Regions Business checkcard and or business credit card purchases. Relationship rates on most CDs for customers who meet the Relationship requirements Accounts with paper statements pay a $7 monthly fee. Regions does not monitor the linked website and has no responsibility whatsoever for or control over the content, services or products provided on the linked website. The privacy policies and security at the linked website may differ from Regions' privacy and security policies and procedures. How do I enroll in Regions Online Banking? ATM fees charged by owners/operators of non-Regions ATMs may apply. Where can I find more information about pricing & services that pertain to my checking account? change zip code to find rates in a different area Infographic, Content Type: The primary or secondary owner of the checking account must be the primary owner of related credit accounts. What should I do about fraudulent transactions on my checking account? $8 with paper statements (without check images), $8 with online statements Discount on qualifying installment loans with payments auto debited from a Regions account 12, View My Local Rates You should consult privacy disclosures at the linked website for further information. You should consult privacy disclosures at the linked website for further information. How do I apply for a checking account online? Any loan, line of credit, or credit card account sold or transferred by Regions to a third party will not be eligible to satisfy the fee waiver requirement. to compare. LifeGreen Preferred Checking® With this interest-bearing checking account, you can get a Premium Money Market as long as your LifeGreen Preferred Checking account remains open 50% discount on one Safe Deposit Box with an additional 10% discount for auto debit 10 Relationship rates on most CDs for customers who meet the Relationship requirements 11 Relationship rates on most CDs for customers who meet the Relationship requirements 5 An overdraft can occur when consumers spend or withdraw more money from their checking accounts than is available. OR Safe deposit boxes subject to availability, and discount applies to one box per account. Margarette Burnette August 8, 2018 For the monthly fee waiver, we count all ACH direct deposits that post to your account during the account statement period, excluding the last day of the period. 2 Have certain qualifying first-lien home mortgage loans in good standing The LifeGreen simple checking account has a $5 monthly fee with online statements. Appointment Scheduler is provided by TimeTrade© Systems. Regions offers overdraft services with its checking accounts. Monthly fees cover the cost of maintaining your checking account and providing account features and services. Monthly Fee with Online Statements will become effective beginning with the end date of the statement period in which Online Statements are activated. Here’s a quick rundown of Regions Bank’s fees for different checking accounts: Note that Regions Bank gives its customers a way to reduce fees by signing up for paperless statements. With this Bank: your health and safety is our top priority products or services available through Online.... Condition of Any Banking Activity $ 250,000 per person by the Federal deposit Insurance Corporation ( )! Certain products or services available through Online Banking, … average checking account Online conditions... 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